Your Online Loan Application
Thank you for choosing Bank of Texas for your lending needs. Our secure online application is designed to guide you through each step of the process to get you a decision as quickly as possible.
Here’s What You’ll Need

Before getting started, gather the information provided below. If you are submitting a joint application, you will need the information for each applicant.
  • Your Social Security number
  • Your income
  • Your employer’s contact information
Next Steps
  1. Complete and submit your online application.
  2. Expect to receive a call from one of our loan specialists.
  3. Be prepared to provide any additional information that may be required.
  4. Schedule a convenient time and location to close your loan.
Need Help?
Call an ExpressBanker for assistance with your application.
Dallas area214-987-8840
Houston area713-578-3500
Other areas800-346-5312
Monday - Friday 8 am - 6 pm

USE OF ELECTRONIC RECORDS AND SIGNATURES

With your consent, which can be provided by clicking "I consent" below, Bank of Texas can provide you with state and federally mandated disclosures and other information in connection with your online loan application. Your consent would also allow Bank of Texas to obtain your electronic signature in connection with your loan application.

After a successful completion of your online loan application, the remainder of the loan approval process will be conducted offline. Disclosures received apply to the current application only.

IMPORTANT DISCLOSURES

To access and retain Loan information from Bank of Texas, you must be able to view the material on your monitor. Adobe Acrobat Reader® is required to view disclosures related to your application request. You may download the software at http://www.adobe.com/products/acrobat/ for free. The download process may take a few minutes and please note that Adobe’s terms and conditions govern your use of the Adobe product. You must also be able to print all the Loan Information. Most browsers provide a convenient method of printing the material you view on your monitor.

If you do not have the required hardware and/or software, or if you do not wish to receive loan information or sign your loan application and Required Consumer Information electronically, you can opt for an alternative paper application process by clicking “I Do Not Consent” at the bottom of this disclosure.

Printing
You agree to print all state and federally mandated disclosures and other information in connection with your online loan application and keep a copy for your records. If you have any trouble printing or accessing any Loan Information, you may call Bank of Texas and request paper copies free of charge by calling Bank of Texas Express Bank - 1-800-346-5312.
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How to update Email Address
If you need to update your email address or other contact information with Bank of Texas, you may do so by calling us at Bank of Texas Express Bank - 1-800-346-5312. 
 
Bank of Texas Option to Send Paper
Bank of Texas, may, at its option, deliver Loan Information on paper if we choose to do so.  Bank of Texas may also require that certain Loan Information from you be delivered to us on paper at a specified address.
 
 
Withdrawing Consent:
If you do not consent to receive Loan Information electronically, then cancel the application and apply in person at your nearest branch or by calling us at Bank of Texas Express Bank - 1-800-346-5312.  Bank of Texas cannot accept and process our loan application until we deliver certain state and federally required disclosures to you on paper and receive your signed paper application. 
AGREEMENT/CONSENT

1.       I have read the information contained in this disclosure form.

2.       I consent to the use of electronic records and signatures including the provision of state and federal disclosures in place of written documentation and handwritten signatures in connection with my loan application.  I am consenting on behalf of the joint applicant identified in the loan application in connection with the use of electronic records and signatures.  I am authorized to consent on their behalf.

3.       I am able to view this consent form and review files in Adobe® Acrobat® Reader® (adobe, etc as applicable)

4.       I consent to a credit check.  I am also consenting to a credit check on behalf of the joint applicant identified in the loan application.  I am authorized to consent on their behalf. 

5.       I agree that, if this is a joint application, I have the authority to apply for joint credit on behalf of the co-applicant.

6.       In completing this consent process by clicking  “I Consent” below, I agree on behalf of myself and all joint applicants, that I am demonstrating the ability to access and view all Loan Information in the electronic formats disclosed above.

 

Important Information Regarding the Patriot Act

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To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
© 2016 Bank of Texas, a division of BOKF, N.A. Member FDIC. Equal Housing Lender